Your homeownership journey starts here: Nedbank Home Loans Digital makes it effortless

Jani le Roux

17 October 2025

dhiren balwanth

MAIN IMAGE: Dhiren Balwanth – head of digital sales and service at Nedbank

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In a world where convenience and control are everything, Nedbank Home Loans Digital is setting a new standard in home financing. Whether you’re a first-time buyer, upgrading your lifestyle, or investing in property, Nedbank empowers you to apply for your home loan anytime, anywhere – with market-leading benefits that make the journey smoother, smarter, and more rewarding.

Apply online or via the Money app – it’s fast, simple, and paperless

Gone are the days of endless paperwork and branch visits. With Nedbank’s fully digital application process through the Nedbank website and Money app, you can apply for your home loan in minutes. Nedbank Home Loans Digital is designed for ease of use. It guides you step by step while allowing you to upload documents, verify details, and track your application in real time.

Why Nedbank Home Loans Digital stands out

Market-leading digital features

Nedbank doesn’t just offer convenience – it delivers real value.

Features include the following:

Expert guidance every step of the way

Even in a digital world, personal support matters. That’s why Nedbank provides dedicated home loan specialists to guide you through the process. Whether you need help understanding your options or navigating the paperwork, expert advice is just a call or message away.

Great interest rates

Nedbank offers competitive interest rates tailored to your financial profile, helping you save more over the life of your loan. Whether you’re buying your first home or your fifth, you’ll benefit from rates designed to make homeownership more affordable.

Excellent client value propositions (CVPs)

Nedbank goes beyond traditional lending with innovative CVPs that support your lifestyle and values. Nedbank offers the following for homebuyers:

  • First-time homebuyer: Special packages and guidance to help you take your first step with confidence. Get a loan of up to 109% and use the 9% to cover attorney and transfer fees.
  • Repeat homebuyer: Upgrade your lifestyle with a home loan for repeat buyers – it offers smart benefits, great rates, and seamless digital control for your next property move.
  • Renewable energy financing: Thinking green? Nedbank supports sustainable living with financing options for solar panels and other eco-friendly upgrades.

Full control, full transparency

From the moment you start your application to the final approval, Nedbank’s digital platform gives you complete visibility. You’ll know exactly where you stand, what’s needed next, and when to expect feedback. No surprises – just clarity and control.

Take the first step towards your dream home today

Visit nedbank.co.za or download the Nedbank Money app to begin your application. With Nedbank, you’re not just buying a home – you’re investing in a smarter, more empowered future.

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